Earlier this year when the new GMS contract was announced many thought it was the end of locum insurance. To be honest, it panicked us, because we’re the only company in the UK that focuses 100% on locum insurance. We could hear GPs’ thoughts. “Why would my…
I was listening to radio 4’s ‘You and Yours’ and they were talking about NHS funding of IVF. The issue was around the NICE guidelines* which say that women over 40 should be allowed 3 cycles of treatment and that this is at odds with what is happening in reality. It…
Across the insurance sector premiums have been rising. It affects all of us and is a bitter pill to swallow when we haven’t made claims, pay on time and even show loyalty. Let’s look at some recent examples. Comprehensive motor insurance premiums are up 19.6% on…
Most GP practice managers have enough on their plates without having to perform acrobatics. Let’s assume one of your GPs is off sick and you’re pretty sure you can claim the cost of covering for him/her from your CCG (or LHB, if you’re in Wales). Does…
Changes made to the GMS contract in April have left many GPs and practice managers wondering just what protection they have if there’s a key absence through sickness or accident in the practice. In this article we’ll look at two scenarios involving nurse…
A few weeks into the new reimbursement regime and it’s clear that there are a number of areas which are causing practice managers some concern. Understandably, practice managers are looking for certainty so that they can be sure to mitigate as far as possible the…
You may have heard about the ‘Don’t pay a premium’ campaign that was run by Which?. The aim, from the perspective of consumers, has been to get insurers to be fairer about renewal premiums. Which? campaigned hard to get insurers to show the previous year’s premium on…
The announcement from Chair of the GPC, Dr Chaand Nagpaul around sickness cover reimbursement for GPs has raised many issues regarding locum insurance cover. The law of unintended consequences springs to mind when reviewing the changes to the GP contract, and we know…
Locum insurance can be valuable for a practice and its GPs, but we know that there is a whole range of daily issues that surround a practice – and not least is recruitment and the need to find locums. Recently we set up some locum insurance for a hard-working GP…
If you’re considering locum insurance – and all its myriad options – you will eventually come across continuity of cover. It’s an option that we offer. Whether to buy a policy with ‘continuity of cover’ is arguably the most fundamental decision you need to make…
A rather distressing story reached me earlier this week, about a GP who is a member of her practice’s group locum insurance policy. They had bought locum insurance with ‘continuation of cover’ on the – not unrealistic – assumption that, regardless of…
As a company we’re fortunate to have had countless wonderful reviews from our clients and we all know that nowadays reviews carry a lot of weight. I know, myself, when I want to buy something I take a few minutes to see what others think of the…