Protecting Your Practice

  • Specialist locum & surgery insurance designed for medical professionals
  • Tailored protection – pay only for what you need
  • Internal claims handling, ensuring fast response times
practice cover
gp insurance

GP
Insurance

Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.

dentist insurance

Dentist
Insurance

We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.

vet insurance

Vet
Insurance

Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.

health professional insurance

Private Practices & Allied Healthcare

With evolving demands on social healthcare, many practices diversify by offering private healthcare. At the same time, more individuals set up their own practices or specialist businesses.

Practice Cover Policies

surgery insurance

We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.

Insurance for Your Surgery

Employers’ Liability

Up to £10 million with no excess

Public & Products Liability

Up to £10 million with no excess

Stock Protection

Including refrigerated drugs and vaccines

3
locum insurance

Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.

Locum Insurance Cover

No Need to Hire a Locum

Or provide receipts to make a sickness claim

Continuity of Cover

We tell you what we will do!

Benefit Period

Choose any period up to 52 weeks

3

Practice Cover Reviews

Specialists in Practice Cover

Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Southampton and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians, allied health professionals, solicitors, and architects.
practice cover

Practice Cover News

AI in GP Surgeries – Innovation Meets Liability

AI in GP Surgeries – Innovation Meets Liability

Artificial intelligence (AI) is rapidly transforming UK primary care. According to NHS England, more than 80 NHS trusts are already piloting or deploying AI tools to analyse imaging, flag abnormal test results, and assist in triage or diagnosis. The government’s £21…

Read More
The Countdown Is On

The Countdown Is On

Meet Practice Cover at The Best Practice Show 2025! The wait is nearly over, The Best Practice Show is almost here! We’re thrilled to announce that Practice Cover will be at Stand K25 at the Birmingham NEC on 8-9 October, ready to connect with healthcare professionals…

Read More
Terrorism Insurance

Terrorism Insurance

In recent years organisations which would not, previously, have considered the need for insurance against terrorism are now thinking very carefully about whether they could be a target or whether they could be caught up in an attack in their neighbourhood….

Read More
Loyalty penalty – don’t get caught!

Loyalty penalty – don’t get caught!

There is nothing like a juicy headline to stir up irritation and make you worry that you’re being fleeced. Citizen’s Advice, Money Expert, the Associate of British Insurers, they’re all concerned – quite rightly, in my view – that people who buy insurance get a better…

Read More
Is your renewal transparent?

Is your renewal transparent?

I’ve just had a nice surprise: a cheque that I wasn’t expecting.  It came from an insurer and their letter explained that they were compensating me for their failure to follow FCA rules. I thought I’d share the rationale with you.  You…

Read More
ROLL UP!  ROLL UP! Cheap locum insurance

ROLL UP! ROLL UP! Cheap locum insurance

Whatever you’re buying for your practice, whether it’s a phone system, vaccines or locum insurance, you’d be right to shop around. No-one likes to think they are paying over the odds – particularly for something like insurance which, with any luck, you’ll just put in…

Read More
practice cover

IFAs

Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.