Protecting Your Practice
- Specialist locum & surgery insurance designed for medical professionals
- Tailored protection – pay only for what you need
- Internal claims handling, ensuring fast response times

GP
Insurance
Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.
Dentist
Insurance
We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.
Vet
Insurance
Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.
Practice Cover Policies
We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.
Insurance for Your Surgery
Employers’ Liability
Up to £10 million with no excess
Public & Products Liability
Up to £10 million with no excess
Stock Protection
Including refrigerated drugs and vaccines
Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.
Locum Insurance Cover
No Need to Hire a Locum
Or provide receipts to make a sickness claim
Continuity of Cover
We tell you what we will do!
Benefit Period
Choose any period up to 52 weeks
Practice Cover Reviews
Specialists in Practice Cover
Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Southampton and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians, allied health professionals, solicitors, and architects.
Practice Cover News
AI in GP Surgeries – Innovation Meets Liability
Artificial intelligence (AI) is rapidly transforming UK primary care. According to NHS England, more than 80 NHS trusts are already piloting or deploying AI tools to analyse imaging, flag abnormal test results, and assist in triage or diagnosis. The government’s £21…
The Countdown Is On
Meet Practice Cover at The Best Practice Show 2025! The wait is nearly over, The Best Practice Show is almost here! We’re thrilled to announce that Practice Cover will be at Stand K25 at the Birmingham NEC on 8-9 October, ready to connect with healthcare professionals…
Terrorism Insurance
In recent years organisations which would not, previously, have considered the need for insurance against terrorism are now thinking very carefully about whether they could be a target or whether they could be caught up in an attack in their neighbourhood….
Loyalty penalty – don’t get caught!
There is nothing like a juicy headline to stir up irritation and make you worry that you’re being fleeced. Citizen’s Advice, Money Expert, the Associate of British Insurers, they’re all concerned – quite rightly, in my view – that people who buy insurance get a better…
Is your renewal transparent?
I’ve just had a nice surprise: a cheque that I wasn’t expecting. It came from an insurer and their letter explained that they were compensating me for their failure to follow FCA rules. I thought I’d share the rationale with you. You…
ROLL UP! ROLL UP! Cheap locum insurance
Whatever you’re buying for your practice, whether it’s a phone system, vaccines or locum insurance, you’d be right to shop around. No-one likes to think they are paying over the odds – particularly for something like insurance which, with any luck, you’ll just put in…
IFAs
Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.





