Counterfeit dental equipment isn’t just a clinical risk. It’s an insurance risk too.
The GDC has published a blog from the British Dental Industry Association warning about fake and non-compliant products reaching UK dental practices. The MHRA has seized handpieces, curing lights, endodontic files, surgical instruments, scalers and even X-ray units, many of them bought through online marketplaces.
The blog focuses on patient safety and professional registration. Here’s how it could affect your insurance:
- If a patient is harmed during treatment
This would usually be a matter for your professional indemnity provider. Expect questions about where the equipment came from and whether it was legally supplied. The GDC is clear that you must follow the laws and regulations affecting your work, and buying from unregistered sellers puts that at risk. - If a member of staff is injured
Faulty equipment that injures a colleague, such as an electrical fault or a failed instrument, could lead to an employers’ liability claim. The insurer will want to know the equipment was suitable and properly maintained. - Fire and damage to your premises
Counterfeit electrical items, such as chargers, curing lights and scalers, may not meet UK safety standards. A fire caused by non-compliant equipment is the kind of claim insurers will look at closely. - Equipment breakdown and lost income
If equipment fails, or the MHRA seizes it, check how your policy would respond. Cover usually assumes equipment is fit for purpose and maintained in line with the manufacturer’s guidance.
Simple steps to protect your practice:
- Buy from reputable suppliers, such as BDIA members
- Be wary of prices that look too good to be true
- Check the manufacturer on the MHRA’s registration database
- Keep invoices, certification and service records
- If you suspect a product, stop using it and report it through the MHRA Yellow Card scheme
Read the full blog 'Avoiding the dangers of counterfeit and non-compliant dental products' here.
Not sure how your surgery policy would respond? Get in touch and we’ll talk it through.
