Locum insurance – what to look for when choosing a policy

Oct 21, 2015

What to look for when choosing a locum insurance policy

In a nutshell:

  • How long will the policy pay out for?
  • How much cover do I need?
  • When will it start paying?
  • Are there any restrictions on what I can do with the money?
  • Can I buy a policy on my own or does it have to be through my practice?
  • What if I have pre-existing medical conditions?
  • What if I’m over 70?
  • If our practice buys a group policy will the younger lives end up subsidising the older lives?

Related Practice Cover Articles

When Injury Strikes Away from Work

When Injury Strikes Away from Work

A holiday over Christmas took an unexpected turn for one of our insured GPs after a swimming accident abroad resulted in a neck injury and ongoing nerve pain. The injury wasn’t permanent, but symptoms such as numbness and pins and needles meant a slow recovery that…

Read More
AI in GP Surgeries – Innovation Meets Liability

AI in GP Surgeries – Innovation Meets Liability

Artificial intelligence (AI) is rapidly transforming UK primary care. According to NHS England, more than 80 NHS trusts are already piloting or deploying AI tools to analyse imaging, flag abnormal test results, and assist in triage or diagnosis. The government’s £21…

Read More
The Countdown Is On

The Countdown Is On

Meet Practice Cover at The Best Practice Show 2025! The wait is nearly over, The Best Practice Show is almost here! We’re thrilled to announce that Practice Cover will be at Stand K25 at the Birmingham NEC on 8-9 October, ready to connect with healthcare professionals…

Read More