If a disabling injury or illness temporarily stopped you from practising, how would your business keep going?
If you’re responsible for part or all of your business overheads, it’s important to have a solution in place because the bills still need to be paid, even when a fee-earning business owner is ill. Our Overheads Insurance can cover your practice overheads up to £3000* a week, meaning your business can keep going even when you can’t. You can cover the cost of rent, council tax, utility bills, equipment finance, wages, and other routine overheads that will continue regardless of whether you can work.
Our friendly, efficient service can provide you with exactly the level of practice overheads cover you need.
Don’t let your disability disrupt the practice you’ve worked so hard to build. Your employees and your clients depend on you.
Available for fee-earning business owners such as dentists, vets, physiotherapists, and those in similar occupations.
*Higher sums may be available on request
Overheads / Absence Insurance – at a glance
For full details of the policy and how it would work for you, please call 020 3982 0420 or email enquiries@practicecover.co.uk.
- Deferment period – Choose from 2, 4, 6, 8, 12 or 26 weeks; the longer the period, the lower the premium
- Benefit period – choose any period up to 52 weeks
- Anxiety/stress/depression cover – included
- Pregnancy-related illness cover – included
- Winter sports – included
- Normal holiday activities – included
- Accidental death or injury – lump sums of up to £10000 paid
- Funeral expenses as a result of accident – up to £5000 paid
- Eligibility – all fee-earning business owners, to age 70
- Coma cover – £50 per day for up to 90 days
- Jury service – no deferment period applies. Up to 52 weeks’ benefit paid
- Suspension benefit – up to 52 weeks’ benefit paid
- Delayed return from holiday – Up to 4 weeks’ benefit paid
- Medical expenses – up to 10% of claim payment (max £15,000)
Welcome to
Practice Cover
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