Protecting Your Practice
- Specialist locum & surgery insurance designed for medical professionals
- Tailored protection – pay only for what you need
- Internal claims handling, ensuring fast response times

GP
Insurance
Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.
Dentist
Insurance
We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.
Vet
Insurance
Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.
Practice Cover Policies
We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.
Insurance for Your Surgery
Employers’ Liability
Up to £10 million with no excess
Public & Products Liability
Up to £10 million with no excess
Stock Protection
Including refrigerated drugs and vaccines
Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.
Locum Insurance Cover
No Need to Hire a Locum
Or provide receipts to make a sickness claim
Continuity of Cover
We tell you what we will do!
Benefit Period
Choose any period up to 52 weeks
Practice Cover Reviews
Specialists in Practice Cover
Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Bedfordshire and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians and allied health professionals.

Practice Cover News
GP stress
Locum insurance is essential now the new revalidation process risks making GP burnout even more likely So you’re stressed but you’re hoping things will get easier, right? In fact, the new revalidation process is likely to make things much worse. So what...
Balancing act: match your cover to the price you want to pay
Let’s look at a 6 partner practice where, until now, they have not bothered with locum insurance as they simply cover for each other. Then consider the partner I saw the other day who was exhausted after yet another 15 hour day, covering for a colleague who was off...
Locum costs on the increase
A recent article in Pulse contained some worrying statistics on GP numbers which will undoubtedly lead to upward pressure on locum costs. The responses that such articles generate can be also be depressing. Comments such as ‘Young GPs should not sign up to...
Gender neutral pricing for locum insurance
There’s been a lot of talk about whether the EU’s new ruling on gender neutral pricing for protection policies, which comes in at the end of the year, will necessitate a huge hike in prices leading to a ‘closing down sale’ towards the end of the year. Putting aside...
Locum insurance and continuity of cover … to have or not to have?
At its best, continuity of cover on a locum insurance policy means that, following a claim, the insurer won’t alter the underwriting terms of the policy. So Dr Bloggs can rest assured that, even though he’s off time and again with a bad back, his...
GP locum insurance? Don’t bother, we’ve got it sorted!
Talking to a GP, I asked him how the practice would cope if one of their 5 GP partners was off work ill for a while. As you’d expect, he said that, for a few weeks, they’d rally round to cover their colleague’s sessions. In such a large practice, that’s...
IFAs
Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.