Protecting Your Practice
- Specialist locum & surgery insurance designed for medical professionals
- Tailored protection – pay only for what you need
- Internal claims handling, ensuring fast response times

GP
Insurance
Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.
Dentist
Insurance
We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.
Vet
Insurance
Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.
Practice Cover Policies
We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.
Insurance for Your Surgery
Employers’ Liability
Up to £10 million with no excess
Public & Products Liability
Up to £10 million with no excess
Stock Protection
Including refrigerated drugs and vaccines
Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.
Locum Insurance Cover
No Need to Hire a Locum
Or provide receipts to make a sickness claim
Continuity of Cover
We tell you what we will do!
Benefit Period
Choose any period up to 52 weeks
Practice Cover Reviews
Specialists in Practice Cover
Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Southampton and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians, allied health professionals, solicitors, and architects.
Practice Cover News
New year, new approach?
Our end of year figures show an increase of 50.84% in premiums over the year. Thank you to each and every one of our clients (especially the 0.84% who enable us to say our business was up ‘by more than 50%!). It’s a great result and it shows …
I can get it cheaper
Whether you choose to buy your clothes from designer stores or from ‘George’ at Asda, you’ll still be covered – and if you choose the latter, you’ll save yourself some money. But follow the same principle with your locum insurance and you…
Can locum insurance help you attract new GP talent?
The recruitment crisis in GP practice goes from bad to worse, with news that Leicester City Council now has to offer £20,000 ‘golden hellos’ just to attract new GPs to the city. The council made the offer after Professor Azhar Farooqi, co-chair of the local CCG and a…
The Big Squeeze
Another report has confirmed what GPs already know: average GP income is falling because the costs of running a practice keep rising. The Health and Social Care Information Centre’s GP Earnings and Expenses 2012/13 Report* shows that: Average expenses for contractor…
When it comes to renewing locum insurance…
Have you seen the ‘Don’t pay a premium’ campaign being run by Which? As a result, the ABI announced recently that they are in talks with the FCA calling for renewal documents to include the premium that the customer started the year paying, shown alongside…
Locum Crisis
With increased staffing gaps and locums charging up to £350 per session*, could your practice afford a locum if you needed one? Your practice is one down, and really being stretched to provide the level of patient care that’s needed. In addition, you’re having a hard…
IFAs
Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.