Protecting Your Practice
- Specialist locum & surgery insurance designed for medical professionals
- Tailored protection – pay only for what you need
- Internal claims handling, ensuring fast response times

GP
Insurance
Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.
Dentist
Insurance
We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.
Vet
Insurance
Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.
Practice Cover Policies
We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.
Insurance for Your Surgery
Employers’ Liability
Up to £10 million with no excess
Public & Products Liability
Up to £10 million with no excess
Stock Protection
Including refrigerated drugs and vaccines
Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.
Locum Insurance Cover
No Need to Hire a Locum
Or provide receipts to make a sickness claim
Continuity of Cover
We tell you what we will do!
Benefit Period
Choose any period up to 52 weeks
Practice Cover Reviews
Specialists in Practice Cover
Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Southampton and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians, allied health professionals, solicitors, and architects.
Practice Cover News
Jury service is no longer an option. Are you prepared?
A summons for jury service can create a frisson of excitement or a feeling of dread, depending on your view of the criminal justice system and the extent to which you want to be involved. For your practice it can be tricky, both logistically and financially, to plan…
Protecting your dental practice against unexpected absence
When you have spent years building up a successful practice, you need an assurance that it won’t crumble if you’re off sick. Our Absence Insurance pays a weekly sum for up to 52 weeks to meet the fixed costs that will continue pouring in regardless. We don’t need to…
Why choose Practice Cover?
We’re incredibly proud of our achievements over the years, not least because we have received such great testimonials and continue to grow, even in the face of confusing NHS reimbursement changes. Here’s why we think you should look at Practice Cover for…
Locum insurance. Reports of its death have been exaggerated*
Earlier this year when the new GMS contract was announced many thought it was the end of locum insurance. To be honest, it panicked us, because we’re the only company in the UK that focuses 100% on locum insurance. We could hear GPs’ thoughts. “Why would my…
GPs sickness absence: a CCG lottery?
I was listening to radio 4’s ‘You and Yours’ and they were talking about NHS funding of IVF. The issue was around the NICE guidelines* which say that women over 40 should be allowed 3 cycles of treatment and that this is at odds with what is happening in reality. It…
Insurance premiums that buck the trend
Across the insurance sector premiums have been rising. It affects all of us and is a bitter pill to swallow when we haven’t made claims, pay on time and even show loyalty. Let’s look at some recent examples. Comprehensive motor insurance premiums are up 19.6% on…
IFAs
Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.




