Protecting Your Practice
- Specialist locum & surgery insurance designed for medical professionals
- Tailored protection – pay only for what you need
- Internal claims handling, ensuring fast response times

GP
Insurance
Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.
Dentist
Insurance
We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.
Vet
Insurance
Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.
Practice Cover Policies
We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.
Insurance for Your Surgery
Employers’ Liability
Up to £10 million with no excess
Public & Products Liability
Up to £10 million with no excess
Stock Protection
Including refrigerated drugs and vaccines
Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.
Locum Insurance Cover
No Need to Hire a Locum
Or provide receipts to make a sickness claim
Continuity of Cover
We tell you what we will do!
Benefit Period
Choose any period up to 52 weeks
Practice Cover Reviews
Specialists in Practice Cover
Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Southampton and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians, allied health professionals, solicitors, and architects.
Practice Cover News
Loyalty penalty – don’t get caught!
There is nothing like a juicy headline to stir up irritation and make you worry that you’re being fleeced. Citizen’s Advice, Money Expert, the Associate of British Insurers, they’re all concerned – quite rightly, in my view – that people who buy insurance get a better…
Is your renewal transparent?
I’ve just had a nice surprise: a cheque that I wasn’t expecting. It came from an insurer and their letter explained that they were compensating me for their failure to follow FCA rules. I thought I’d share the rationale with you. You…
ROLL UP! ROLL UP! Cheap locum insurance
Whatever you’re buying for your practice, whether it’s a phone system, vaccines or locum insurance, you’d be right to shop around. No-one likes to think they are paying over the odds – particularly for something like insurance which, with any luck, you’ll just put in…
Jury service is no longer an option. Are you prepared?
A summons for jury service can create a frisson of excitement or a feeling of dread, depending on your view of the criminal justice system and the extent to which you want to be involved. For your practice it can be tricky, both logistically and financially, to plan…
Protecting your dental practice against unexpected absence
When you have spent years building up a successful practice, you need an assurance that it won’t crumble if you’re off sick. Our Absence Insurance pays a weekly sum for up to 52 weeks to meet the fixed costs that will continue pouring in regardless. We don’t need to…
Why choose Practice Cover?
We’re incredibly proud of our achievements over the years, not least because we have received such great testimonials and continue to grow, even in the face of confusing NHS reimbursement changes. Here’s why we think you should look at Practice Cover for…
IFAs
Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.




