Protecting Your Practice

  • Specialist locum & surgery insurance designed for medical professionals
  • Tailored protection – pay only for what you need
  • Internal claims handling, ensuring fast response times
practice cover
gp insurance

GP
Insurance

Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.

dentist insurance

Dentist
Insurance

We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.

vet insurance

Vet
Insurance

Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.

health professional insurance

Private Practices & Allied Healthcare

With evolving demands on social healthcare, many practices diversify by offering private healthcare. At the same time, more individuals set up their own practices or specialist businesses.

Practice Cover Policies

surgery insurance

We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.

Insurance for Your Surgery

Employers’ Liability

Up to £10 million with no excess

Public & Products Liability

Up to £10 million with no excess

Stock Protection

Including refrigerated drugs and vaccines

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locum insurance

Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.

Locum Insurance Cover

No Need to Hire a Locum

Or provide receipts to make a sickness claim

Continuity of Cover

We tell you what we will do!

Benefit Period

Choose any period up to 52 weeks

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Practice Cover Reviews

Specialists in Practice Cover

Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Southampton and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians, allied health professionals, solicitors, and architects.
practice cover

Practice Cover News

Locum insurance. Reports of its death have been exaggerated*

Locum insurance. Reports of its death have been exaggerated*

Earlier this year when the new GMS contract was announced many thought it was the end of locum insurance. To be honest, it panicked us, because we’re the only company in the UK that focuses 100% on locum insurance. We could hear GPs’ thoughts. “Why would my…

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GPs sickness absence: a CCG lottery?

GPs sickness absence: a CCG lottery?

I was listening to radio 4’s ‘You and Yours’ and they were talking about NHS funding of IVF. The issue was around the NICE guidelines* which say that women over 40 should be allowed 3 cycles of treatment and that this is at odds with what is happening in reality. It…

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Insurance premiums that buck the trend

Insurance premiums that buck the trend

Across the insurance sector premiums have been rising. It affects all of us and is a bitter pill to swallow when we haven’t made claims, pay on time and even show loyalty. Let’s look at some recent examples. Comprehensive motor insurance premiums are up 19.6% on…

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GP practice managers jumping through hoops

GP practice managers jumping through hoops

Most GP practice managers have enough on their plates without having to perform acrobatics. Let’s assume one of your GPs is off sick and you’re pretty sure you can claim the cost of covering for him/her from your CCG (or LHB, if you’re in Wales).   Does…

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Could NHS rules leave you nursing wounds?

Changes made to the GMS contract in April have left many GPs and practice managers wondering just what protection they have if there’s a key absence through sickness or accident in the practice. In this article we’ll look at two scenarios involving nurse…

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Getting to grips with reimbursement

A few weeks into the new reimbursement regime and it’s clear that there are a number of areas which are causing practice managers some concern. Understandably, practice managers are looking for certainty so that they can be sure to mitigate as far as possible the…

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practice cover

IFAs

Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.