Protecting Your Practice
- Specialist locum & surgery insurance designed for medical professionals
- Tailored protection – pay only for what you need
- Internal claims handling, ensuring fast response times

GP
Insurance
Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.
Dentist
Insurance
We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.
Vet
Insurance
Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.
Practice Cover Policies
We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.
Insurance for Your Surgery
Employers’ Liability
Up to £10 million with no excess
Public & Products Liability
Up to £10 million with no excess
Stock Protection
Including refrigerated drugs and vaccines
Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.
Locum Insurance Cover
No Need to Hire a Locum
Or provide receipts to make a sickness claim
Continuity of Cover
We tell you what we will do!
Benefit Period
Choose any period up to 52 weeks
Practice Cover Reviews
Specialists in Practice Cover
Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Southampton and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians, allied health professionals, solicitors, and architects.
Practice Cover News
GP practice managers jumping through hoops
Most GP practice managers have enough on their plates without having to perform acrobatics. Let’s assume one of your GPs is off sick and you’re pretty sure you can claim the cost of covering for him/her from your CCG (or LHB, if you’re in Wales). Does…
Could NHS rules leave you nursing wounds?
Changes made to the GMS contract in April have left many GPs and practice managers wondering just what protection they have if there’s a key absence through sickness or accident in the practice. In this article we’ll look at two scenarios involving nurse…
Getting to grips with reimbursement
A few weeks into the new reimbursement regime and it’s clear that there are a number of areas which are causing practice managers some concern. Understandably, practice managers are looking for certainty so that they can be sure to mitigate as far as possible the…
The Which? hunt is over in April
You may have heard about the ‘Don’t pay a premium’ campaign that was run by Which?. The aim, from the perspective of consumers, has been to get insurers to be fairer about renewal premiums. Which? campaigned hard to get insurers to show the previous year’s premium on…
You were only meant to blow the bloody doors off
The announcement from Chair of the GPC, Dr Chaand Nagpaul around sickness cover reimbursement for GPs has raised many issues regarding locum insurance cover. The law of unintended consequences springs to mind when reviewing the changes to the GP contract, and we know…
LOCUM INSURANCE – Knit one, pearl one, recruit one
Locum insurance can be valuable for a practice and its GPs, but we know that there is a whole range of daily issues that surround a practice – and not least is recruitment and the need to find locums. Recently we set up some locum insurance for a hard-working GP…
IFAs
Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.
