Protecting Your Practice
- Specialist locum & surgery insurance designed for medical professionals
- Tailored protection – pay only for what you need
- Internal claims handling, ensuring fast response times

GP
Insurance
Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.
Dentist
Insurance
We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.
Vet
Insurance
Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.
Practice Cover Policies
We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.
Insurance for Your Surgery
Employers’ Liability
Up to £10 million with no excess
Public & Products Liability
Up to £10 million with no excess
Stock Protection
Including refrigerated drugs and vaccines
Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.
Locum Insurance Cover
No Need to Hire a Locum
Or provide receipts to make a sickness claim
Continuity of Cover
We tell you what we will do!
Benefit Period
Choose any period up to 52 weeks
Practice Cover Reviews
Specialists in Practice Cover
Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Southampton and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians, allied health professionals, solicitors, and architects.
Practice Cover News
Continuity of cover explained
If you’re considering locum insurance – and all its myriad options – you will eventually come across continuity of cover. It’s an option that we offer. Whether to buy a policy with ‘continuity of cover’ is arguably the most fundamental decision you need to make…
Cheap … and far from cheerful
A rather distressing story reached me earlier this week, about a GP who is a member of her practice’s group locum insurance policy. They had bought locum insurance with ‘continuation of cover’ on the – not unrealistic – assumption that, regardless of…
Getting out from under that bushel
As a company we’re fortunate to have had countless wonderful reviews from our clients and we all know that nowadays reviews carry a lot of weight. I know, myself, when I want to buy something I take a few minutes to see what others think of the…
Has your locum insurer pulled the plug?
When you bought your locum insurance maybe what appealed to you was the option of ‘continuity of cover’. It’s a safety net that many doctors want. It means the underwriters can’t withdraw or restrictyour cover if you make a claim, or if – as…
Locum insurance … but can’t get locums?
This week, Pulse reports that nearly 90% of practices struggle to find locums. If your practice is one of those which can’t get their hands on a locum, does that mean the good money you’ve spent on locum insurance has been wasted? Not, if you’ve…
This lady’s not for churning
Our end of year figures show the percentage of clients who renew with us. In 2015, that number was 92%. Is that good? We asked Lynda Cox, our principal: “I’ve looked at other lines of insurance and a customer loyalty rate of 92% – in tandem with our strong…
IFAs
Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.