Protecting Your Practice
- Specialist locum & surgery insurance designed for medical professionals
- Tailored protection – pay only for what you need
- Internal claims handling, ensuring fast response times

GP
Insurance
Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.
Dentist
Insurance
We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.
Vet
Insurance
Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.
Practice Cover Policies
We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.
Insurance for Your Surgery
Employers’ Liability
Up to £10 million with no excess
Public & Products Liability
Up to £10 million with no excess
Stock Protection
Including refrigerated drugs and vaccines
Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.
Locum Insurance Cover
No Need to Hire a Locum
Or provide receipts to make a sickness claim
Continuity of Cover
We tell you what we will do!
Benefit Period
Choose any period up to 52 weeks
Practice Cover Reviews
Specialists in Practice Cover
Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Southampton and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians, allied health professionals, solicitors, and architects.
Practice Cover News
Get it together with group locum insurance for doctors
When illness strikes or an unforeseen emergency arises which makes one of your key people unable to work, your GP practice could really feel the pain. It can be expensive to fill the gap, or you may just have to suffer…?? At a basic level a missing staff member…
Fillings can be painful without locum insurance for dentists
When illness strikes or an unforeseen emergency arises which makes a key person unable to work, your dental practice could really feel the pain. It can be expensive to fill the gap, or you may just have to suffer… Financially dentists can end up in more discomfort…
What difference does a year make?
Have you seen the ‘Don’t pay a premium’ campaign being run by Which? It was launched in 2014 with an aim to get insurers to show the previous year’s premium on renewal documents, which 85% of consumers think would be useful. As a result, the ABI announced…
Practice Cover announces sixth year of static premiums despite industry challenges
The professional medical industry has received a much needed boost thanks to the announcement that Pracice Cover will not increase locum insurance premiums next year. The news comes just one month after the Government increased the standard rate of insurance premium…
Stability Consistency Sustainability Longevity (Part 2)
How important should these be when you’re choosing your locum insurance? How can you tell if the company you’re proposing to use is a good bet? Loss ratios In simple terms, this is ‘money in vs money out’: how much does the underwriter receive in premiums (and pay in…
Stability Consistency Sustainability Longevity (Part 1)
How important should these be when you’re choosing your locum insurance? How can you tell if the company you’re proposing to use is a good bet? Premiums How often – in the past few years – have the company’s premium rates changed? Some companies charge according to…
IFAs
Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.