Protecting Your Practice
- Specialist locum & surgery insurance designed for medical professionals
- Tailored protection – pay only for what you need
- Internal claims handling, ensuring fast response times

GP
Insurance
Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.
Dentist
Insurance
We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.
Vet
Insurance
Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.
Practice Cover Policies
We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.
Insurance for Your Surgery
Employers’ Liability
Up to £10 million with no excess
Public & Products Liability
Up to £10 million with no excess
Stock Protection
Including refrigerated drugs and vaccines
Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.
Locum Insurance Cover
No Need to Hire a Locum
Or provide receipts to make a sickness claim
Continuity of Cover
We tell you what we will do!
Benefit Period
Choose any period up to 52 weeks
Practice Cover Reviews
Specialists in Practice Cover
Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Southampton and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians, allied health professionals, solicitors, and architects.
Practice Cover News
Giving your dentist clients income insurance doesn’t have to be like pulling teeth…
Have you a dentist client who’s thinking of buying a practice – perhaps to get into business for themselves, or to expand? As an IFA you will often be their first port of call. Like us, you may have seen a new trend emerging from lenders asking for income insurance to…
Is your locum insurance something for the weekend?
We love to scour the social-mediasphere for titbits and came across this tweet from @Pickletray – a Twitterer with lots to say about GP issues. Will your locum insurance cover your weekends? Thought not. Another reason why GP partners will soon be extinct. #gpnewdeal…
Good mental health. We are listening.
A report by the Medical Protection Society (MPS) recently shed some dark light on mental health issued suffered by medical professionals. MPS surveyed 600 doctors in the UK and reported that an incredible 85% of doctors reported experiencing mental health issues at…
Top ten tips to manage muscular skeletal pain in the workplace
Back pain is one of the most common causes of long-term sickness in the workplace after stress. Is your practice doing what it can to protect practitioners and employees? Approximately 7.6 million workdays are lost every year in the UK because of work-related back…
The proof of the pudding …
Talking to GPs about locum insurance you come across all sorts of reasons why they don’t have cover, ranging from the cost to the ‘fact’ that ‘insurance doesn’t pay out’ to ‘I’m uninsurable’ to ‘we cover for each other’. ‘Insurance doesn’t pay out’ is probably the…
With the 15% drop in applications in 2014 the GP recruitment crisis reaches new levels. But could locum insurance be a key to recruitment?
So your practice partners are already working beyond capacity. One of them drops out, but attracting a new GP proves difficult. Could a practice-wide locum policy be the key to attracting the right person? Finding the right GP for your practice has become harder than…
IFAs
Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.