Back on the theme of ‘continuity of cover’, what if you have decided you need continuity of cover and you find a cheap locum insurance policy which claims to offer it? Are all policies the same? Well, as every good shopper knows, buyer beware. If a policy says it offers continuity of cover, fight your way through the eye-catching headlines, the guff and bluster, and read the small print. If the ‘continuity’ safeguard applies only if a set of complex and long-winded conditions are satisfied, make sure you understand what those conditions actually mean. For example, if a policy says that continuity is subject to a ‘claims ratio of x%’ does that mean the policy is likely to pay out or is notlikely to pay out?
Does Your GP Practice Need Medical Malpractice Insurance?
Understanding CNSGP, medical defence organisations and where additional cover may be needed Your NHS work may be covered, but is everything your practice does NHS work? For many GP practices, medical indemnity can feel more complicated than it needs to be. NHS general...
