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Locum insurance – what to look for when choosing a policy

Oct 21, 2015

What to look for when choosing a locum insurance policy

In a nutshell:

  • How long will the policy pay out for?
  • How much cover do I need?
  • When will it start paying?
  • Are there any restrictions on what I can do with the money?
  • Can I buy a policy on my own or does it have to be through my practice?
  • What if I have pre-existing medical conditions?
  • What if I’m over 70?
  • If our practice buys a group policy will the younger lives end up subsidising the older lives?

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