Protecting Your Practice
- Specialist locum & surgery insurance designed for medical professionals
- Tailored protection – pay only for what you need
- Internal claims handling, ensuring fast response times

GP
Insurance
Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.
Dentist
Insurance
We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.
Vet
Insurance
Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.
Practice Cover Policies
We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.
Insurance for Your Surgery
Employers’ Liability
Up to £10 million with no excess
Public & Products Liability
Up to £10 million with no excess
Stock Protection
Including refrigerated drugs and vaccines
Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.
Locum Insurance Cover
No Need to Hire a Locum
Or provide receipts to make a sickness claim
Continuity of Cover
We tell you what we will do!
Benefit Period
Choose any period up to 52 weeks
Practice Cover Reviews
Specialists in Practice Cover
Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Southampton and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians, allied health professionals, solicitors, and architects.
Practice Cover News
Locum insurance premiums frozen at 2010 prices
We know that healthcare professionals face huge and growing financial pressures – that’s why we review our locum insurance premiums regularly to make sure they’re competitive and sustainable. But unlike many locum cover providers, when we…
Prudent use of resources
With GP practice funding falling, locum cover makes more sense than ever… So – you’re a GP and you’re overpaid. Right? That’s what the general public believes: that GPs are better off than ever. However we know that NHS funding for GP practices is falling,…
Balancing act: match your cover to the price you want to pay
Let’s look at a 6 partner practice where, until now, they have not bothered with locum insurance as they simply cover for each other. Then consider the partner I saw the other day who was exhausted after yet another 15 hour day, covering for a colleague who was off…
Locum insurance – smoke and mirrors
Back on the theme of ‘continuity of cover’, what if you have decided you need continuity of cover and you find a cheap locum insurance policy which claims to offer it? Are all policies the same? Well, as every good shopper knows, buyer beware. If a policy…
Locum costs – what will the PCT pay?
When a GP is ill and can’t work, what will the Primary Care Trust pay towards any locum costs that the practice may incur? The answer to this should be pretty straightforward. It’s all in the GMS Statement of Financial Entitlements , a 391 page document…
What price peace of mind?
Isn’t that always the question when it comes to insurance? No-one wants to buy insurance, and no-one wants to claim but everyone wants to be sure that, should they have to claim, the policy will cover what they expected it to cover. Sometimes this means making a…
IFAs
Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.