Protecting Your Practice
- Specialist locum & surgery insurance designed for medical professionals
- Tailored protection – pay only for what you need
- Internal claims handling, ensuring fast response times

GP
Insurance
Running a GP practice comes with challenges unlike any other. Rising patient demand and limited resources can leave little time to think about insurance, that’s where we step in.
Dentist
Insurance
We understand that every dental practice is unique. Whether you’re running a private practice or working within the NHS with a UDA commitment, your insurance requirements will differ.
Vet
Insurance
Running a veterinary practice brings unique challenges, with the responsibility of caring for animals and their owners. We know insurance isn’t always top of your to-do list, that’s where we step in.
Practice Cover Policies
We specialise in providing tailored surgery insurance for GPs, dentists, vets, and other healthcare professionals. Our policies are designed to protect every aspect of your practice including buildings, medical equipment, income, and legal liabilities against unexpected risks. Access extensive surgery insurance online.
Insurance for Your Surgery
Employers’ Liability
Up to £10 million with no excess
Public & Products Liability
Up to £10 million with no excess
Stock Protection
Including refrigerated drugs and vaccines
Practice Cover Locum Insurance is designed to cover costs that will be incurred if a practitioner is unexpectedly unable to work. If you’re taking out cover for your practice, we’ll ask you how much money you would need on a weekly basis for each of the colleagues and members of staff you’d like to insure.
Locum Insurance Cover
No Need to Hire a Locum
Or provide receipts to make a sickness claim
Continuity of Cover
We tell you what we will do!
Benefit Period
Choose any period up to 52 weeks
Practice Cover Reviews
Specialists in Practice Cover
Practice Cover is the UK’s specialist insurance provider dedicated to meeting the unique needs of medical and business professionals. Headquartered in Southampton and authorised and regulated by the Financial Conduct Authority, we proudly deliver bespoke Locum Insurance, Surgery Insurance, and income absence protection to GPs, dentists, vets, opticians, allied health professionals, solicitors, and architects.
Practice Cover News
GP stress
Locum insurance is essential now the new revalidation process risks making GP burnout even more likely So you’re stressed but you’re hoping things will get easier, right? In fact, the new revalidation process is likely to make things much worse. So what…
What price peace of mind?
Isn’t that always the question when it comes to insurance? No-one wants to buy insurance, and no-one wants to claim but everyone wants to be sure that, should they have to claim, the policy will cover what they expected it to cover. Sometimes this means making a…
Locum insurance – what to look for when choosing a policy
What to look for when choosing a locum insurance policy In a nutshell: How long will the policy pay out for? How much cover do I need? When will it start paying? Are there any restrictions on what I can do with the money? Can I buy a policy on my own or does it have…
Locum insurance – too much choice
We’re assailed from all sides by choice. We’re persuaded by retailers, educationalists, the media and so on that choice is good. But can this mean needlessly adding complexity to something which should be simple? Can offering a choice deter people from…
Was Ruskin talking about locum insurance?
We have seen eye-wateringly low locum insurance premiums in the past few weeks which, in our view, are simply not economically viable. I was pondering this when I went to a networking meeting the other day and spoke to someone about his commercial buildings insurance….
Locum insurance – one man’s meat?
Talking to GPs about their locum insurance, it’s obvious that the policy feature that one GP thinks is essential is another’s total waste of money. Want cover for HIV contracted through work? How about jury service? Would you need a…
IFAs
Talk to us about offering Practice Cover financial protection packages to your healthcare clients.
For more information, please call 020 3982 0420 or email enquiries@practicecover.co.uk.