Stability Consistency Sustainability Longevity (Part 1)

Oct 26, 2015

How important should these be when you’re choosing your locum insurance?

How can you tell if the company you’re proposing to use is a good bet?

Premiums

How often – in the past few years – have the company’s premium rates changed?

Some companies charge according to the age of the client and some don’t. Due to EU rules, companies are not allowed to charge according to sex. Some will also adjust premiums when a policy has been underwritten.

This is all very interesting (or not, depending on your pov) but it’s not the nub of the issue. The question should be ‘over the past few years when did you change your premium rates and by how much did they rise/fall?’

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