Isn’t that always the question when it comes to insurance? No-one wants to buy insurance, and no-one wants to claim but everyone wants to be sure that, should they have to claim, the policy will cover what they expected it to cover.
Sometimes this means making a choice as to whether to pay extra to include an optional benefit within the policy you’re buying. Should you cough up for windscreen cover when you take out motor insurance? What about the legal expenses cover that your home insurance company offers? Is it worth the extra premium?
