Keep an eye on the Practice Cover blog for handy tips, expert advice, and straightforward guidance to help keep your practice financially secure so you can focus on what really matters: caring for your patients with confidence and peace of mind.
Locum insurance ‘roulette’ anyone? Here at Practice Cover, we see everyone from those who are completely unprotected and vulnerable to those who are too loyal to a current provider to notice they’re paying way over-the-odds for cover. Which category do you fall...
We know that healthcare professionals face huge and growing financial pressures – that’s why we review our locum insurance premiums regularly to make sure they’re competitive and sustainable. But unlike many locum cover providers, when we...
With GP practice funding falling, locum cover makes more sense than ever… So – you’re a GP and you’re overpaid. Right? That’s what the general public believes: that GPs are better off than ever. However we know that NHS funding for GP practices is falling,...
Let’s look at a 6 partner practice where, until now, they have not bothered with locum insurance as they simply cover for each other. Then consider the partner I saw the other day who was exhausted after yet another 15 hour day, covering for a colleague who was off...
Back on the theme of ‘continuity of cover’, what if you have decided you need continuity of cover and you find a cheap locum insurance policy which claims to offer it? Are all policies the same? Well, as every good shopper knows, buyer beware. If a policy...
When a GP is ill and can’t work, what will the Primary Care Trust pay towards any locum costs that the practice may incur? The answer to this should be pretty straightforward. It’s all in the GMS Statement of Financial Entitlements , a 391 page document...
Isn’t that always the question when it comes to insurance? No-one wants to buy insurance, and no-one wants to claim but everyone wants to be sure that, should they have to claim, the policy will cover what they expected it to cover. Sometimes this means making a...
What to look for when choosing a locum insurance policy In a nutshell: How long will the policy pay out for? How much cover do I need? When will it start paying? Are there any restrictions on what I can do with the money? Can I buy a policy on my own or does it have...
We’re assailed from all sides by choice. We’re persuaded by retailers, educationalists, the media and so on that choice is good. But can this mean needlessly adding complexity to something which should be simple? Can offering a choice deter people from...
We have seen eye-wateringly low locum insurance premiums in the past few weeks which, in our view, are simply not economically viable. I was pondering this when I went to a networking meeting the other day and spoke to someone about his commercial buildings insurance....
Talking to GPs about their locum insurance, it’s obvious that the policy feature that one GP thinks is essential is another’s total waste of money. Want cover for HIV contracted through work? How about jury service? Would you need a...
Practice Cover, locum and overheads insurance specialists to the UK medical market, is delighted to announce that it has acquired Howden Insurance Brokers’ locum insurance business. Full Locum Insurance Acquisition Details Here