I have had locum insurance in place with Practice Cover for a couple of years, to pay towards my locum costs if I can’t work.  I recently needed to claim in relation to a family situation. 

Due to the nature of my absence the practice was not able to claim from our CCG. The locum insurance policy paid out for the days I couldn’t work and I’ve been told my premium rate will not be increased when I renew it in a couple of months’ time .  The claim was paid promptly with the minimum of fuss.  I very much appreciate the support I was given and the service was excellent.